**ॐ श्रीं ह्रीं क्लीं कुबेराय अष्टलक्ष्मी मम गृहे धनं पूरय पूरय नमः॥**
कुबेर और अष्टलक्ष्मी से धन का आह्वान करें।
Story
Here is a **detailed, immersive, and descriptive story** of **Lord Kubera** — the divine treasurer of the gods, the king of Yakshas, and the guardian of all earthly and celestial wealth. This story explains who he is, how he became the lord of riches, his glories, his fall, and why he is worshipped alongside Goddess Lakshmi.
---
## The Legend of Kubera: The King Who Lost Everything to Gain the Universe
### *Or, The Tale of the Yaksha Who Became the Treasurer of the Gods*
---
## Part One: The Ugly Boy Born of Prayer
Long before Kubera was a god, he was a mortal — and a most unlikely one.
In the ancient city of **Alaka** (which would later become his legendary golden capital), there lived a pious Brahmin named **Vishravas**. He was the son of Sage Pulastya, one of the ten mind-born sons of Lord Brahma. Vishravas was a great ascetic, but he had no son to continue his lineage.
He prayed to Lord Brahma for a child. Brahma, pleased, appeared and said: *"You will have a son. But he will not be born of a Brahmin woman. Go to the forests of the Himalayas. There, you will meet a Yaksha woman named Ilavida. Marry her. Your son will be extraordinary."*
Vishravas obeyed. He married Ilavida, the daughter of the Yaksha king. In time, she gave birth to a son. But when the child emerged, the entire palace fell silent.
The baby was **disfigured** — three legs, eight teeth, and eyes the color of mustard yellow. His body was pale like dried wood. His arms were too long, his torso too short. He was, by all earthly standards, ugly.
Ilavida wept. Vishravas, however, looked at the child with the eyes of a sage and said: *"Do not cry, wife. This body is not a curse. It is a vessel for the greatest treasure the universe has ever seen. We will call him Vaishravana — 'the son of Vishravas.' But the world will know him as Kubera — 'the misshapen one.' And his ugliness will become his greatest protection."*
---
## Part Two: The Penance That Shook the Three Worlds
Young Kubera grew up in the forests, mocked by other children, rejected by the gods, and ignored by men. His own stepmother (Vishravas later married a Rakshasa woman named Kaikesi, who bore him Ravana, Kumbhakarna, and Vibhishana) despised him. Ravana, his half-brother, would later become his greatest enemy.
But Kubera had one thing Ravana never understood: **the power of patient austerity**.
At the age of twelve, Kubera left his father's hermitage and walked into the **Himalayan peaks** — to a mountain named **Gandhamadana** (fragrant with intoxicating herbs). There, for ten thousand years, he performed *tapas* (penance) that defied imagination:
- He stood on one leg (the three legs were reduced to one by his will).
- He ate nothing but dry leaves and water.
- He stared at the sun without blinking.
- He chanted the *Mrityunjaya Mantra* (the death-conquering mantra of Shiva) 108,000 times a day.
- He held his breath until his body turned blue, then red, then golden.
The heat of his penance (*tapas*) rose to the heavens. Brahma's throne trembled. Indra's crown cracked. Even Shiva, deep in his Himalayan meditation, opened his third eye — not in anger, but in curiosity.
Finally, Lord Brahma appeared before Kubera. The Creator God asked: *"Ask, son of Vishravas. You have earned any boon you desire."*
Kubera, still standing on one leg, his body emaciated, his eyes burning with inner fire, spoke:
> *"Lord Brahma, I do not ask for beauty. I do not ask for love. I do not ask for a kingdom. I ask for only two things: First, that I may be made the eternal guardian of all wealth in the universe — every gold coin, every gem, every buried treasure, every cosmic resource. Second, that I may never be defeated in battle by anyone born of a woman."*
Brahma smiled. *"So be it. You shall be Kubera — the lord of riches. You shall be the treasurer of the gods (Devas). You shall rule the northern direction. You shall have a city of gold called Alakapuri. And no warrior born of a woman shall ever defeat you. But remember: wealth without wisdom is a curse. Guard it with dharma, or lose it forever."*
And then Brahma added a final, mysterious blessing: *"Your ugliness will now become your invisibility. No enemy who sees you will take you seriously — and that will be your greatest weapon."*
---
## Part Three: The Golden City of Alakapuri
Brahma summoned **Vishwakarma** — the architect of the gods — and commanded him to build a city worthy of the universe's treasurer. Vishwakarma took a single handful of starlight, a mountain of gold, the tears of the sun, and the laughter of the moon, and wove them into **Alakapuri** (also called Alaka).
### Description of Alakapuri (from the *Vishnu Purana* and *Ramayana*):
- The city floated slightly above the ground, supported by the **four tusks of a celestial elephant**.
- Its walls were made of **pure gold** — not the gold of earth, but *Jambunada* gold, which glows like liquid sunrise.
- The streets were paved with **sapphires and emeralds**, so that walking felt like stepping on a peacock's tail.
- Every house had a **Kalpavriksha** (wish-fulfilling tree) in its courtyard. You could ask for anything — food, clothes, jewelry — and the tree would provide instantly.
- The central palace, **Pushpaka Vimana** (the celestial chariot that would later be stolen by Ravana), was a flying palace made of crystal, gold, and mother-of-pearl. It could expand to the size of a city or shrink to the size of a palm.
- The gardens were named **Chitraratha** — where flowers bloomed eternally, and the bees sang the *Sama Veda*.
- The guardians of the city were **Yakshas** (semi-divine nature spirits) and **Kinnaras** (celestial musicians). They were not fearsome but beautiful — except their king, Kubera, who remained deliberately plain.
### Kubera's Throne
His throne was called **Vijaya** (Victory). It was made of **nine precious gems** representing the nine treasures (*Nava Nidhis*):
1. Padma (lotus — endless gold coins)
2. Maha Padma (great lotus — immense wealth)
3. Shankha (conch — trade wealth)
4. Makara (crocodile — creative wealth)
5. Kachchapa (tortoise — protected wealth)
6. Mukunda (spiritual wealth)
7. Kunda (jasmine — relational wealth)
8. Nila (blue sapphire — sudden wealth)
9. Kharva (service wealth)
Behind the throne stood a **mongoose** — but not an ordinary one. This mongoose vomited gold coins continuously. Its skin was half-golden, half-silver, symbolizing that Kubera had conquered greed (the mongoose represents desire; gold flowing from it means desire mastered becomes infinite resource).
---
## Part Four: Kubera's Glories and His One Weakness
As the treasurer, Kubera managed the wealth of all three worlds:
- **Heaven (Svarga):** He lent gold to Indra for his palace.
- **Earth (Prithvi):** He buried treasures in mountains, rivers, and caves — which become lucky finds for mortals.
- **Underworld (Patala):** He guarded the gems of the Nagas (serpent people).
He was also the **regent of the North** (*Uttaradisha*). In Vastu Shastra, the north corner of any home is dedicated to Kubera. Keeping it clean, lit, and uncluttered invites his presence.
But Kubera had one weakness, given by Brahma's boon: **he could be defeated by anyone not born of a woman.** Who qualifies? Divine beings born directly from cosmic elements, or those born without a womb. This would later become his undoing.
He also had a **curse** from a sage: Once, Kubera became arrogant and refused alms to Sage Agastya. Agastya cursed him: *"Your wealth will make you paranoid. You will trust no one. Your own half-brother will steal your greatest possession."* That half-brother was **Ravana**.
---
## Part Five: The Fall — Ravana Steals Pushpaka
Kubera's half-brother Ravana (born of Vishravas and the Rakshasa woman Kaikesi) grew up jealous of Kubera. Ravana had ten heads and immense power, but no wealth. He performed his own penance to Brahma and received boons: invincibility to gods, demons, and animals — but he forgot to ask protection from humans (a fatal mistake later).
Ravana approached Kubera in Alakapuri and said: *"Brother, you have all the gold in the universe. I have none. Give me half."*
Kubera laughed — a rare, cold laugh. *"You are a Rakshasa. Your job is to destroy, not to own. I guard wealth for the gods, not for monsters."*
Ravana's ten faces burned with rage. He attacked Kubera. But remember Brahma's boon: *No one born of a woman can defeat Kubera.* Ravana was born of Kaikesi — a woman. He could not kill Kubera. But he could **steal**.
Ravana snatched the **Pushpaka Vimana** — Kubera's flying palace — and flew away to Lanka. He also took half of Kubera's Yaksha army and many treasures.
Kubera, humiliated, retreated deeper into the Himalayas. He did not fight back. Why? Because he remembered Sage Agastya's curse: *"Your wealth will make you paranoid."* He realized he had become attached to his possessions. The loss was not a punishment — it was a **lesson**.
Kubera prayed to Lord Shiva for forgiveness. Shiva appeared and said: *"You have learned, Kubera. Wealth that cannot be lost is not wealth — it is a prison. Now rise. I will give you a new weapon: the fearlessness of detachment."*
Shiva also declared: *"Ravana will one day be killed by a human (Rama), fulfilling the loophole in his own boon. And your Pushpaka Vimana will return to you after Rama's victory."* (And indeed, after Rama defeated Ravana, the Pushpaka carried Rama and Sita back to Ayodhya — then returned to Kubera.)
---
## Part Six: Kubera and the Mahabharata — The Seed of Generosity
Kubera appears again in the *Mahabharata*, this time transformed. He is no longer the paranoid hoarder. He is now a **wise, generous king**.
The Pandavas, during their exile, once suffered terrible hunger. They had no food, no allies, no hope. Draupadi prayed to Lord Krishna. Krishna smiled and said: *"Call Kubera — not for gold, but for a single seed."*
Arjuna shot an arrow into the northern direction with a prayer. The arrow landed in Kubera's garden in Alakapuri. Kubera understood. He sent a single **Akshaya Patra** (a divine vessel) — a bowl that would produce unlimited food until Draupadi ate from it. But Draupadi, devoted to Krishna, always ate last, so the bowl never emptied.
Later, Kubera personally visited the Pandavas' camp. He did not come as a king. He came as a **beggar** — wearing torn clothes, carrying an empty bowl. Yudhishthira welcomed him and offered food. Kubera ate, then revealed himself.
He said: *"You fed a beggar who was the richest being in the universe. Now I will feed your entire army for the Kurukshetra war. Not with gold — with the wealth of courage, strategy, and divine weapons."*
He gave Yudhishthira a **conch named *Paundra***, which when blown would summon the Yaksha army. He gave Bhima a **mace reinforced with celestial gold**. He gave Arjuna a **quiver that never emptied** (another Akshaya treasure).
This is the deeper teaching: **Kubera does not just give money. He gives *resources for dharma*.**
---
## Part Seven: Why Kubera is Worshipped — The Deeper Meaning
Today, Kubera is worshipped alongside Goddess Lakshmi on **Dhanteras** (the first day of Diwali). But why? The story explains:
| Aspect | Meaning |
|--------|---------|
| His ugliness | True wealth does not need to be beautiful or showy. |
| His three legs | Past, present, future — wealth must serve all three. |
| His penance | Wealth comes to those who are patient, not greedy. |
| His loss to Ravana | Hoarded wealth will be stolen. Shared wealth grows. |
| His mongoose | Conquered greed turns into infinite generosity. |
| His friendship with Shiva | Wealth without spirituality is dangerous. |
| His Akshaya Patra | Not how much you have, but how much you can give. |
### The Famous Kubera Prayer
*"Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadhipataye Dhana Dhanyasamriddhim Me Dehi Dapaya Swaha"*
This translates to: *"I bow to Kubera, the king of Yakshas, the lord of wealth and grains. Please bestow upon me the abundance of both money and food."*
---
## Part Eight: Kubera's Eternal Promise
After Ravana's defeat and the Mahabharata war, Kubera retired from active politics among the gods. But he made a **final promise** to humanity:
> *"Wherever there is a home that keeps its northern corner clean, lights a lamp on Thursday evening, offers me even a single grain of rice with gratitude, and chants my name without greed — there I will secretly bury a treasure. It may not be gold coins. It may be a good idea, a helpful stranger, a sudden opportunity, a healing from illness. But my treasure will come. Because I am not the god of money. I am the god of *resources*. And resources are everywhere — if you have eyes to see."*
---
## Part Nine: A Short Modern Parable
A poor cobbler named **Ratan** once complained to a saint: "I chant Kubera's mantra daily. Why am I still poor?"
The saint said: "Show me your hands."
Ratan showed his calloused, empty hands.
The saint said: "Now close your eyes and imagine. If Kubera appeared right now and gave you a thousand gold coins, what would you do?"
Ratan said without hesitation: "I would buy better leather, hire an assistant, open a shop, feed my children, and donate to the temple."
The saint smiled. "You already have the heart of Kubera — the heart that uses wealth for growth and dharma. The coins are not the wealth. The *intention* is the wealth. Keep chanting. The universe is just waiting for your hands to be ready."
Within a year, Ratan's cousin from a distant land died and left him a small inheritance. Not a fortune — but enough for better leather. His business grew. He never forgot the saint's words. And every Thursday, he lit a lamp facing north, chanted Kubera's mantra, and thanked the invisible treasurer who had always believed in him.
---
## Part Ten: The Eternal Teaching
Kubera's story is not about becoming rich. It is about **becoming a worthy steward of abundance**.
- He was born ugly — but became glorious through penance.
- He lost his greatest treasure to Ravana — and gained wisdom.
- He feeds the Pandavas — not with gold, but with resources for righteousness.
- He sits on a throne of nine treasures — but keeps a begging bowl nearby.
**The final lesson:**
> *Wealth is not for hoarding. It is for flowing. Kubera is not the god of locked vaults. He is the god of open hands. Worship him not to get money — but to become money's wisest caretaker.*
---
## Epilogue: How to Honor Kubera Today
| Practice | Why |
|----------|-----|
| Light a lamp facing north on Thursday evenings | Activates his directional energy |
| Chant *Om Shreem Hreem Kleem Kuberaya Namah* 11 times daily | Invites his presence |
| Keep the northeast corner of your home clean and bright | His favorite spot (shared with Ishanya) |
| Offer sesame seeds, raw rice, or a silver coin | Symbolic payment for his blessings |
| Never boast about your wealth | Kubera hates pride (remember his curse) |
| Give 10% of any windfall to charity | Keeps the wealth circuit open |
---
**And so ends the story of Kubera — the misshapen king who became the treasurer of the gods, lost everything, gained wisdom, and now waits patiently in the northern direction for every humble heart that calls his name.**
**ॐ श्रीं ह्रीं क्लीं कुबेराय अष्टलक्ष्मी मम गृहे धनं पूरय पूरय नमः॥**
*May Kubera's treasures fill your home — but more importantly, may his wisdom fill your heart.*
Benefits Meaning and how to chant this mantra
Here is an **exhaustive, descriptive, and deeply detailed breakdown** of the mantra:
**ॐ श्रीं ह्रीं क्लीं कुबेराय अष्टलक्ष्मी मम गृहे धनं पूरय पूरय नमः॥**
This is a **rare and powerful hybrid mantra** that invokes **two supreme deities of wealth simultaneously**:
1. **Lord Kubera** — the treasurer of the gods, the king of Yakshas, the celestial banker of the universe.
2. **Ashtalakshmi** — the eightfold manifestation of Goddess Lakshmi, representing eight distinct forms of prosperity.
When chanted together, this mantra creates a **direct pipeline** from the cosmic treasury to your home (*mama grihe*). Below is a complete, lengthy, and vivid description.
## 1. Phonetic & Sanskrit Breakdown
### Full Transliteration
*Om Shreem Hreem Kleem Kuberaya Ashtalakshmi Mama Grihe Dhanam Puraya Puraya Namah*
### Word-by-Word Meaning
| Sanskrit | Pronunciation | Meaning |
|----------|--------------|---------|
| ॐ | Om | Primordial cosmic sound |
| श्रीं | Shreem | Bija of Lakshmi (prosperity, grace, royalty) |
| ह्रीं | Hreem | Bija of the heart (protection, purification, Mahamaya) |
| क्लीं | Kleem | Bija of attraction (magnetism, desire, Krishna/Kama) |
| कुबेराय | Kuberaya | To Kubera (the god of wealth & treasures) |
| अष्टलक्ष्मी | Ashtalakshmi | To the eight Lakshmis (eight forms of wealth) |
| मम गृहे | Mama Grihe | In my house / in my home |
| धनं | Dhanam | Wealth, riches, prosperity |
| पूरय पूरय | Puraya Puraya | Fill, fill again / completely fill, overflow |
| नमः | Namah | I bow / I offer / I surrender |
> **Note:** The repetition *Puraya Puraya* (fill, fill) is an urgent, loving cry for **abundance not just to arrive, but to overflow** — not just a little, but completely.
---
## 2. The Deities Invoked (Detailed Description)
### A. Lord Kubera — The Celestial Treasurer
**Who is Kubera?**
- King of the **Yakshas** (semi-divine beings who guard treasures hidden in the earth).
- **Regent of the North** (*Uttaradisha*), guardian of the direction of wealth.
- Once a devout human who pleased Lord Shiva with severe penance. Shiva made him the **guardian of all wealth** in the universe.
- His city is **Alakapuri** (or Alaka) — a legendary city of gold, jewels, and celestial splendor.
- His garden is **Chitraratha** — filled with wish-fulfilling trees (*Kalpavrikshas*).
- His vehicle is a **man** (Naravahana) — symbolizing that wealth is carried by human effort and dharma.
**Appearance:**
- White or golden complexion.
- Portly body (symbolizing abundance).
- Holds a **mace** (gada) — to smash poverty and negativity.
- Holds a **mongoose that vomits gold coins** — symbolizing mastery over greed (the mongoose represents conquered desire; gold flowing from it means controlled wealth becomes infinite).
- Sometimes holds a **pomegranate** (fertility of resources) or a **jeweled pot** (Nidhi — one of the nine treasures).
- Often shown sitting on a **lotus throne**, surrounded by **seven treasures** (Sapta Ratna).
**His Role in This Mantra:**
Kubera is the *banker*. He controls the *principal wealth* — gold, gems, land, ancient treasures buried in the earth, and sudden windfalls (inheritance, lottery, unexpected gains). When you call *Kuberaya*, you are asking the cosmic treasurer to release locked wealth into your life.
---
### B. Ashtalakshmi — The Eightfold Goddess
**Ashtalakshmi** (अष्टलक्ष्मी) is the **eightfold manifestation** of Mahalakshmi. Each form governs a *specific type of prosperity*, not just money.
| Form | Name | Meaning | What She Provides |
|------|------|---------|-------------------|
| 1 | **Adi Lakshmi** | Primeval Lakshmi | Ancestral wealth, lineage blessings, karmic inheritance |
| 2 | **Dhanya Lakshmi** | Grain Lakshmi | Food security, agricultural abundance, nourishment |
| 3 | **Dhairya Lakshmi** | Courage Lakshmi | Inner strength to *keep* wealth without fear |
| 4 | **Gaja Lakshmi** | Elephant Lakshmi | Royal power, vehicles, status, political influence |
| 5 | **Santana Lakshmi** | Progeny Lakshmi | Children, family continuity, legacy wealth |
| 6 | **Vijaya Lakshmi** | Victory Lakshmi | Success in competition, legal battles, business |
| 7 | **Vidya Lakshmi** | Knowledge Lakshmi | Skills, education, intellectual property, career |
| 8 | **Dhana Lakshmi** | Monetary Lakshmi | Cash, liquid wealth, investments, gold |
**Why Ashtalakshmi is invoked with Kubera:**
Kubera gives *principal* (gold, gems, land). Ashtalakshmi gives *flow* (food, courage, victory, children, knowledge). Together, they cover **every possible form of wealth** — material, emotional, intellectual, and spiritual.
---
## 3. The Seed Syllables (Bija Mantras) — Why These Three?
The mantra begins with three powerful Bija sounds:
| Bija | Deity | Function in This Mantra |
|------|-------|------------------------|
| **श्रीं (Shreem)** | Lakshmi | Activates the *Dhana Lakshmi* aspect — liquid cash, gold, prosperity flow |
| **ह्रीं (Hreem)** | Mahamaya / Heart | Protects the wealth once it arrives. Prevents theft, loss, bad investments, jealousy of others |
| **क्लीं (Kleem)** | Krishna / Kama | Magnetizes opportunities. Attracts the *right* people, deals, and timing for wealth to enter your home |
> **Sequence logic:**
> *Shreem* (call wealth) → *Hreem* (protect it) → *Kleem* (attract more).
> This is the **cycle of sustainable abundance**.
---
## 4. The Core Request: *Mama Grihe Dhanam Puraya Puraya*
This is the most powerful phrase in the mantra. Let's dissect it:
- **Mama Grihe** = "In my house" — not in a temple, not in a bank, not in a distant future. **Right here. Now. Where I live.**
- **Dhanam** = Wealth — not just coins, but *resources of all kinds*.
- **Puraya Puraya** = "Fill, fill" (repeated for emphasis and urgency). The root *√pṝ* means "to fill to overflowing, to saturate completely."
**Visualization:** Imagine your home as a empty pot. *Puraya* is not a drop — it is a **torrent of gold coins, rice, gems, and light** pouring in until the pot overflows and the entire house is submerged in abundance.
The repetition *Puraya Puraya* is like saying: *"Don't just fill it once. Keep filling it. Continuously. Endlessly."*
---
## 5. Why This Mantra Should Be Chanted (Detailed Reasons)
### Reason 1: It Combines Two Separate Wealth Circuits
| Circuit | Controlled by | Speed | Examples |
|---------|--------------|-------|----------|
| **Earth Treasure Circuit** | Kubera | Slow, steady, large | Inheritance, land sale, fixed deposits, gold |
| **Flow Circuit** | Ashtalakshmi | Fast, daily, variable | Salary, business income, gifts, tips, small wins |
Most people only have access to one circuit. This mantra **opens both simultaneously**.
### Reason 2: It Specifies "Mama Grihe" (My House)
Unlike generic wealth mantras that say "give me wealth," this one directs the energy to a **specific location**: your home. This is crucial in Vedic astrology because wealth must have a *stable address* to manifest. Without it, money comes and goes. With *Mama Grihe*, it **settles**.
### Reason 3: The Double "Puraya" Creates Overflow
Single *Puraya* would mean "fill to the brim." Double *Puraya Puraya* means:
- Fill once (remove lack)
- Fill again (create surplus)
- Keep filling (infinite abundance)
This is the difference between **survival** and **sovereignty**.
### Reason 4: It Activates the North-East Corner of Your Home
Kubera rules the **North** direction. Ashtalakshmi rules the **Northeast** (Ishanya). By chanting both, you energetically activate the **wealth corner** of your house. This is why many Vastu experts recommend chanting this mantra while standing in the northeast room.
### Reason 5: It Removes the "Fear of Losing Wealth"
*Hreem* in the mantra burns the subconscious terror that wealth will be taken away. Many people sabotage their own abundance because they fear loss. This mantra purifies that blockage, allowing you to *hold* large sums without anxiety.
---
## 6. Additional Deep Details
### A. The Nine Treasures (Nidhis) of Kubera
Kubera is said to possess **nine cosmic treasures** (*Nava Nidhis*). Chanting this mantra is believed to attract all nine:
| Treasure | Power |
|----------|-------|
| **Padma** | Lotus — endless gold coins |
| **Maha Padma** | Great Lotus — immense wealth |
| **Shankha** | Conch — prosperity through trade |
| **Makara** | Crocodile — wealth through creativity |
| **Kachchapa** | Tortoise — protected, slow-growing wealth |
| **Mukunda** | — wealth through spiritual practice |
| **Kunda** | Jasmine — wealth through relationships |
| **Nila** | Blue sapphire — sudden unexpected wealth |
| **Kharva** | — wealth through service and labor |
### B. Best Times to Chant
| Time | Why |
|------|-----|
| **Thursday morning (Guruvar)** | Jupiter rules wealth. Kubera is a devotee of Shiva, but Jupiter is the planet of expansion. |
| **Friday (Shukravar)** | Ashtalakshmi's day. Venus rules luxury, beauty, and financial comfort. |
| **Amavasya (New Moon)** | Kubera's energy is strongest on dark nights (he guards hidden treasures). |
| **Dhanteras (first day of Diwali)** | The single most powerful day for Kubera-Ashtalakshmi mantras. |
| **Any time you sign a financial document** | Loan, mortgage, business deal, job offer — chant 11 times before signing. |
### C. Number of Repetitions (Japa)
| Duration | Number | Effect |
|----------|--------|--------|
| Daily maintenance | 11 times | Keeps wealth flowing |
| Standard practice | 108 times (1 mala) | Activates both deities |
| Intensive (40 days) | 108 × 11 (1188) | Removes major debt |
| Once in a lifetime | 1008 times on Dhanteras | Opens a permanent wealth channel |
### D. Mudra (Hand Gesture)
**Kubera Mudra** (also called *Dhenu Mudra* — Cow's Udder):
1. Join the tips of your thumb, index, and middle fingers together.
2. Fold the ring and little fingers into the palm.
3. Hold both hands in this gesture, palms facing up, resting on your knees.
4. Visualize **milk (abundance) flowing from the fingertips** into your home.
*Why?* This mudra mimics the udder of a wish-fulfilling cow (*Kamadhenu*), symbolizing infinite, gentle, continuous flow.
### E. Visualization During Chanting
Close your eyes. As you chant each section, see this:
- **Om** → White light fills your crown chakra.
- **Shreem** → Golden liquid light pours from the sky into your navel.
- **Hreem** → A protective blue shield forms around your entire house.
- **Kleem** → A magnetic green light pulls a heavy chest of gold toward your front door.
- **Kuberaya** → See a regal, golden-skinned king (Kubera) standing in the north corner of your home, holding a pot that never empties.
- **Ashtalakshmi** → See eight radiant goddesses, each in a different color, standing in a circle around your home, each holding a different gift (grain, coins, book, child, sword, etc.).
- **Mama Grihe Dhanam** → See your home filling with light. Every room, every cupboard, every corner.
- **Puraya Puraya** → See the light overflowing from your windows, doors, and roof — pouring out into the street, blessing your neighbors.
- **Namah** → Bow your head. See Kubera and Ashtalakshmi smile. They merge into a single golden sun above your house, then dissolve into your heart.
### F. Offerings (Naivedya) for Best Results
| Item | For Whom | Meaning |
|------|----------|---------|
| **Sesame seeds (black)** | Kubera | Removes ancestral debt |
| **Raw rice mixed with turmeric** | Ashtalakshmi | Fertility of wealth |
| **Ghee lamp (not oil)** | Both | Attracts highest frequency of abundance |
| **A silver coin or any coin** | Kubera | Symbolic payment for his service |
| **Nine grains (Navadhanya)** | Ashtalakshmi | Honors all eight forms + the ninth (spiritual wealth) |
Place these on a **yellow cloth** on a **north-facing altar**. Chant facing north.
### G. What NOT to Do
| Prohibition | Why |
|-------------|-----|
| Do not chant while lying down | Disrespects Kubera (king of the Yakshas) |
| Do not chant with empty hands | Always hold at least one grain of rice or a coin |
| Do not chant after eating meat or drinking alcohol | Lowers the vibration; Kubera is a vegetarian deity |
| Do not chant to harm others | Kubera is a *dharmic* banker — he does not fund cruelty |
| Do not chant without gratitude | First thank what you already have, then ask for more |
### H. A Short Story to Illustrate the Mantra's Power
> A poor potter named **Dharma** in the village of Vrindavan had a leaky roof, an empty stomach, and three hungry children. His wife wept every night. One day, a wandering sadhu heard their cries and taught them this mantra: *Om Shreem Hreem Kleem Kuberaya Ashtalakshmi Mama Grihe Dhanam Puraya Puraya Namah*.
>
> Dharma was illiterate. He learned it phonetically. He had no offerings — only a single grain of rice and a broken clay lamp. He chanted 108 times every night, facing north, holding that single grain.
>
> On the 21st day, a rich merchant's caravan broke down outside his hut. The merchant needed a pot to carry water to his dying horses. Dharma gave him his last pot — the only one he had left. The merchant, grateful, paid him one gold coin.
>
> That night, Dharma chanted again. The next morning, he found that the single grain of rice he had been holding had turned into a **small heap of gold dust** (alchemists call this *Rasa Sindoor* — a sign of Kubera's direct blessing).
>
> Within one year, Dharma became the wealthiest potter in the district — not because he was skilled, but because **Kubera opened the earth** under his hut, and he discovered a buried treasure of ancient coins. Ashtalakshmi gave him *Dhanya* (food), *Santana* (healthy children), and *Vijaya* (victory over rival potters).
>
> He never forgot the mantra. Every Friday, he filled a hundred pots with grain and gave them to the poor. And on his deathbed, his last whisper was: *Puraya Puraya* — "Fill, fill."
---
## 7. Final Summary Table
| Aspect | Detail |
|--------|--------|
| **Primary deities** | Kubera (treasurer) + Ashtalakshmi (eightfold prosperity) |
| **Secondary energies** | Shreem (wealth), Hreem (protection), Kleem (attraction) |
| **Main request** | Fill my house with wealth to overflowing |
| **Type of wealth** | Both principal (Kubera) and flow (Ashtalakshmi) |
| **Best day** | Thursday (Kubera), Friday (Lakshmi), Dhanteras (both) |
| **Direction** | Face North |
| **Minimum daily** | 11 times |
| **Recommended** | 108 times daily for 40 days |
| **Mudra** | Kubera Mudra (thumb+index+middle together) |
| **Offerings** | Sesame, rice, ghee lamp, silver coin |
| **Forbidden** | Chanting with ego, greed, or harmful intent |
| **Promise** | Both earth treasures (Kubera) and daily flow (Ashtalakshmi) will fill your home |
---
## 8. One Final Esoteric Note
In the **Kubera Tantra**, it is said that this mantra was first revealed by Lord Shiva to Parvati when she asked: *"How can a householder live without fear of poverty?"* Shiva replied:
> *"Let them chant the three seeds (Shreem, Hreem, Kleem), call my treasurer Kubera, and invoke the eight mothers of wealth (Ashtalakshmi). Then let them command: 'Fill my house. Fill it again.' This is not begging. This is claiming your birthright. For the universe is full of wealth — and every home deserves to be a Alakapuri."*
**Chant with faith. Chant with humility. And watch your home become a treasury.**
**ॐ श्रीं ह्रीं क्लीं कुबेराय अष्टलक्ष्मी मम गृहे धनं पूरय पूरय नमः॥**
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I am always there with you hari om